UBS AG Apps

With the Quiz and Fly game app everyone can develop their flyingskills and general knowledge. In your role as pilot you fly allover the world. The better you can fly, and the more you know, thefurther the overall journey goes. New aircrafts, destinations andachievements can be unlocked with your collected coins and miles.Your collected miles can be compared to those of other players, andyour achievments can be shared with friends via Facebook andTwitter. Have fun in the world of Quiz and Fly!

UBS Mortgage AppSound advice even when you’re on the moveImagine you’ve found the property of your dreams. With the UBSMortgage App at your fingertips you can easily calculate whether aproperty is affordable for you in the long term using an assumedinterest rate of 5%, for example. Or, you can perform the samecalculation using an interest rate of your choice. This allows youto assess the costs in the current interest rate environment. Youcan also take photos and videos of the property and save them withother details, including the GPS co-ordinates, on your iPhone. Youcan store several properties this way. Would you like a personalconsultation as well? At the click of a button you can send all theinformation you’ve collected to UBS.Other services related to buying and owning your own home:- overview of mortgage products- tips on the five steps to owning your own home- glossary- newsWhether you’re looking to buy a property or are already theproud owner of your own home, the UBS Mortgage App provides usefulinformation and is a valuable mobile guide to everything to do withhome ownership.UBS provides this App free of charge. Your mobile phone providermay charge you for downloading or using the App.Please note: By downloading this app your personal details maybe transferred abroad, through which third parties could undercertain circumstances trace a business relationship between you andUBS.Conditions of use: www.ubs.com/app-disclaimer

With UBS Welcome, persons resident in Switzerland can use this appto open a bank account online or for video-identification purposeswith UBS Switzerland AG. Persons resident outside Switzerland canonly use this app for video-identification purposes in relation toa client relationship with UBS Switzerland AG or another non-USaffiliate of UBS Group AG. The availability of the App does notconstitute a solicitation, offer or recommendation to establish aclient relationship between the App user and any UBS Group AGentity. FOR INDIVIDUALS RESIDENT IN SWITZERLAND If you are residentin Switzerland you can now open a banking package in the comfort ofyour own home. Using the app saves you a trip to the bank. You’llbe guided through each step of the account opening process. Here’show to open your account online: Step 1: Download the "UBS Welcome"app. Step 2: If you have already received a QR or short code, scanor enter it. If not, select your banking package on ubs.com andinitiate the opening process. Step 3: Make sure you have yourpassport or identity card ready for the video call. Step 4: Signthe contract directly in the app. Step 5: Welcome to UBS. You'llget the documents for your banking package as well as your creditcards and debit card by post. What UBS Banking Packages offer you:- Accounts for payments, savings and retirement planning - V PAYcard or Maestro card - Credit cards or a prepaid card - E-bankingand mobile banking - Participation in the UBS KeyClub bonus program- Free of charge in the first 6 months for new clients - Free ofcharge for young people and students For more information pleasevisit ubs.com/banking-packages FOR INDIVIDUALS AND CORPORATESIndividuals resident in Switzerland and selected countries outsideof Switzerland, as well as corporates in Switzerland can identifythemselves remotely using the app. Here's how to identify yourselfas an individual or corporate client: Step 1: Download the "UBSWelcome" app. Step 2: Scan the already received QR Code Step 3:Make sure you have your passport or identity card ready for thevideo call and follow the instructions. Fully secure UBS attachesenormous importance to security. The video call will be encrypted.

This is the official mobile app for theUBSAustralasia Conference 2016, which will bring together morethan100 CEOs, CFOs and senior executives from Australia'sleadingcountries, with policymakers, politicians, industry expertsanddomestic and international institutional investors.This app allows you to:- Curate your own personal agenda plan for easyconferenceattendance- Use your password to view your 1:1 and small groupmeetingschedule- Post anonymous questions to the speakers and moderators inallsessions- Take notes during sessions and email them back to yourselfatwork- Reach out to and interact with other conference attendees- Access corporate and speaker information and downloadcompanypresentations- Take part in investor and market surveys and view realtimeresultsWe hope you enjoy the app and we look forward to seeing youatthe UBS Australasia Conference.

The award-winning UBS Wealth Management inAsia app keeps our clients close to their investments, and ensuresthat they will always have our insights and analysis right therewhenever and wherever they need it. This app was awarded "MostInnovative Digital Offering" in 2015 by Private BankerInternational, and is available in English, traditional orsimplified Chinese.It's safe, secure and easy to use.Among the app's key features:- Portfolio analytics and the ability to dissect investments basedon sector, asset class and region.- Our best-in-class insights specially tailored for each client toeach holding.- Portfolio health checks, alerts and UBS recommendations whenportfolios stray from investment goals.- Clients can connect with their Client Advisors with a simple tapto act on their preferred strategy.Our clients' portfolios are systematically monitored 24/7 againsttheir investment strategies using our best-in-class portfoliomonitoring system. If there is a deviation from a client'sinvestment strategy, UBS Advice clients will be alerted and givenpersonalized solutions to realign their portfolios based on theirpre-set investment strategy. Clients remain in full control ofinvestment decisions, and still have the final say on alltransactions. Today's global investment climate can be volatile andno region, market or currency is traded or moves inisolation.

UBS’s innovative approach to investment research, accessed throughUBS Neo, gives you new ideas, backed by primary evidence and thefull value of best-in-class integration within the UBS InvestmentBank. With an award-winning,* multi-asset class, global team, UBSResearch’s primary goal is to help you advance your thinking aroundpivotal questions that matter to your investment decisions. UBS Neois your personal network of real-time market intelligence that youcan control and trade on. UBS Neo brings you the best of UBS’Investment Bank — our people, our content, and our tradingservices. The UBS Neo Research App provides institutional clientsinstant access to UBS’s Investment Bank Research anytime, anywhere.With powerful online search, regional filtering and a clearlycategorized menu structure, find exactly what you need. You willhave access to: - The full UBS Investment Bank Research library -Securities, Economics, Macro Strategy, & Foreign ExchangeResearch Reports and audio podcasts - Core Products includingEvidence Lab, Q-Series®, Global I/O®, Macro Keys - Offline readingsupported for both summaries and full-length reports To use thisApp, you must be eligible to receive/access UBS Investment Researchvia UBS Neo. You therefore acknowledge and agree that bydownloading or using this App, a client relationship with UBS willbe inferred or assumed. The products described herein may not beeligible for sale in all jurisdictions or to certain categories ofinvestors. This App is provided free of charge by UBS, for use byclients with a UBS Neo account. Please be aware that the usualmobile phone charges may apply when using this App. * No. 1Research Team. All-Europe Research Team 2015. InstitutionalInvestor. No. 1 Peter Lee Associates Survey 2015. Peter LeeAssociates. No. 1 Overall Combined Regional Research & Sales(Asia ex Australia & Japan) 2015. Asiamoney. No. 1 OverallCombined Research & Sales for Australia 2015. Asiamoney. No. 1Overall Regional Research (Asia ex Australia & Japan) 2015.Asiamoney.

"The UBS Financial Services Inc. mobile app offers clientsselectfunctionality of UBS Online Services (OLS). You'll be able toviewyour UBS Investments, credit card, credit line andmortgageaccounts, as well as transfer funds, pay bills, depositchecks, andcontact your UBS Financial Advisor. The app offers thefollowingfunctions: -Summary, details, activity and holdingsinformation forinvestment accounts, such as Resource ManagementAccount (RMA)-Summary, details and activity for credit cards,credit lines andmortgages -Transferring funds (for accounts whichare currentlyenrolled in OLS) -Paying any merchant, as well as yourUBS creditcards and UBS credit lines -Deposit checks into youreligible UBSaccounts with the mobile deposit feature"

UBS My Hub app gives you access to My Hub using your mobile device.It mirrors the key functionality of the My Hub desktop site andkeeps you connected when you’re on the move. Key features include:• Manage passwords • People directory • Tickets • Approvals •Requests • Service status • Feedback • Blog analysis Manage ITissues • If you’re working remotely, you can easily upload ticketsfrom the app. If you can’t log on to your desktop, you can stillaccess the helpdesk. • View the service status of a number of UBSproducts including A3, Mobile Services, Outlook and Skype. •Request approve IT services via SNOW and ARP. Please note, you willneed a current UBS email address to be able to use My Hub mobileonce downloaded.

Log in to UBS-SFA Online easily and securely using the UBS-SFALoginapp ("App"). UBS-SFA Online is a tool allowing customers ofUBSSwiss Financial Advisers AG to monitor their investments,securelycontact their Wealth Management Consultant, and more. Youcan usethe App to login by simply opening the login page, enteringyourcredentials, and confirming the push notification in theUBS-SFALogin app. In three easy steps you'll be securely loggedin. Foractivation you will need: - an existing relationship withUBS SwissFinancial Advisers AG; - a UBS-SFA Online contract withUBS SwissFinancial Advisers AG; and - your personalized activationletter UBSSwiss Financial Advisers has made the App available to,and this Appis only intended for and able to be used by, existingcustomers ofUBS Swiss Financial Advisers AG. The availability ofthe App in USApp Store for download does not constitute asolicitation or offerto establish a customer relationship betweenthe person whodownloads the App and any UBS Group AG entity. Thescope offunctions may differ depending on the country. (I woulddelete this. . . the function of the app remains the same in allcountries,correct?) The UBS-SFA team hopes you will enjoy usingthe UBS-SFALogin app. Are you interested in other UBS apps?UBS.com/mobile-apps

This is what the UBS Mobile Banking app offers: • Accounts:checkyour account balances as well as the last credits anddebits;transfer cash from one account to others • Credit andprepaidcards: check your spending as well as the last statement;easilyincrease the available amount; if your card is lost, thenblock itimmediately in the app • Debit cards: increase or reducethe limitsat any time; restrict the region of use for yourprotection •Payments: conveniently scan your payment slips and usethe paymentwizard for other transfers; approve e-bills with just afew clicks• Mobile payment: enjoy contactless payment at all NFCterminalsworldwide with your smartphone thanks to the secure MobilePayfunction – without a card and without having to open the app*•Personal Financial Assistant: find out where you spent yourmoney;keep an eye on your budget and savings goals • Assets: trackthemarket value of your portfolios and custody accounts,viewpositions and resent transactions • Markets and trade: keeppacewith the markets and trade securities; access our research andCIOviews • Push notifications: immediately see when your cardsoraccounts are debited or credited – and much more • Mailbox:secureand confidential communication with your client advisorUBSSwitzerland AG and other non-US affiliates of UBS Group AGhavemade the UBS Mobile Banking App (“App”) available to, and thisAppis only intended for and able to be used by, existing customersofUBS Switzerland AG and such other non-US affiliates of UBSGroupAG. The App is not intended to be used by US persons.Theavailability of the App in the US Google Play Store fordownloaddoes not constitute a solicitation, offer or recommendationtoenter into any transaction, nor does it establish or constituteasolicitation or offer to establish a customer relationshipbetweenthe person who downloads the App and UBS Switzerland AG oranyother non-US affiliates of UBS Group AG. The scope of functionsandlanguages may differ depending on the country. Do you meettherequirements? • Banking relationship with UBS Switzerland AG,UBSEurope SE (Germany) or UBS AG (Hong Kong, Singapore) and accesstoUBS Digital Banking • Cell phone with Android OS as of version8.0*At least Android 6.0 is required for the Mobile Pay functionLoginmade easy Login securely and conveniently and still useallfunctions – this is possible with the UBS Access app. Find outmoreat ubs.com/access-app. Would you just like to see theaccountbalance or your card transactions, for example? Then simplyloginwith a password. The Mobile Banking app is secure: The UBSMobileBanking app offers you the same level of security as UBSe-banking.Thanks to effective methods of identification andstrongerencryption of the data, access to your banking is verywellprotected. In addition, certain transactions requireconfirmationwith the Access Card for your security. Nevertheless,observe thefollowing recommendations: • Protect your mobile phoneagainstunwanted access with a screen lock. • Only use the UBSsecurityfeatures such as agreement number or PIN to log in to theUBSMobile Banking app. Never use them to login to a third-partyapp. •Do not disclose any personal information, especiallysecuritydetails. UBS will never ask you for them unsolicited –neither inthe app nor by telephone, e-mail or text message. • Afterloggingin, only use the Access Card and card reader or Access CardDisplayto confirm character strings that you yourself have enteredandwhose correctness you can check.

UBS TWINT is the free and most frequently used mobile payment appinSwitzerland. With well over 900,000 registrations, UBS TWINT istheNumber 1 in Swiss mobile payment and the digital cashofSwitzerland. Digital payments and sending money directly toorreceiving money from friends has never been easier. Pay forparkingwithout coins, pay for your purchases at Coop and Migros viatheapp, cashless and hassle-free with UBS TWINT. UBS TWINT connectstoyour credit cards and bank accounts directly. This alsoworkswithout a UBS Account. We look forward to your registration!WHATTWINT CAN DO: Send, receive and request money: quickly andsecurelysend, request and receive money via smartphone to friends,familyand colleagues Pay in the online store: save valuable timewhenshopping online and scan the QR code in the check-out or switchtothe TWINT app to release the payment (e.g. atticketcorner.ch,microspot.ch, SBB, Coop, Swisscom or Migros)KeyClub points:Collect valuable points when paying via TWINT usingthe depositedUBS credit card Coupons & Credits: Buy digitalcoupons andcredit with just a few clicks for yourself or as a giftPay parkingfees: in case of public parking lots, pay the parkingfee vialocation determination in the app or QR code on the parkingmeterPay in Apps: Use TWINT as a secure payment method in the AppsofSBB, Fairtiq and Lezzgo and buy the tickets cashless Paycashlessat the cash desk: pay conveniently with your cell phone inthestore, restaurant, farm store etc. cashless at any cardterminalwith QR codes (e.g. at SBB or Migros) or via TWINT Beacon(e.g. atCoop or Post) Donations: Donate to charity for Swissaidorganizations and their projects Profit: profit fromvariouscoupons, raffles, vouchers and stamp cards SECURE IS SECURE-Complies with the security standards of Swiss banks - Alldataremains in Switzerland - Protected by 6-digit PIN orfingerprint -The UBS TWINT account can be blocked at any timeREGISTER QUICKLYAND SIMPLY - Register once with your Swiss mobilenumber and yourcredit card or your Swiss bank account. You cancollect additionalKeyClub points with your credit card. - If youare not a UBScustomer, you will need a Swiss credit or prepaid cardforregistration and official identification (ID, passport,driver'slicense, etc.). UBS Switzerland AG has only made the UBSTWINT App("App") available to the following persons, for whom itwas alsodesigned exclusively (i) existing clients of UBSSwitzerland AG andother non-US subsidiaries of UBS Group AGdomiciled in Switzerlandand (ii) natural persons domiciled inSwitzerland. UBS TWINT is notintended for US residents. The factthat the App can be downloadedfrom non-Swiss App Stores does notconstitute a solicitation, anoffer or a recommendation to enterinto any transaction, nor shouldit be construed as a solicitationor offer to establish a clientrelationship between the persondownloading the App and UBSSwitzerland AG or other non-USaffiliates of UBS Group AG. FEEDBACKAND SUPPORT Do you havequestions or suggestions for improvement?Contact us directly viathe UBS TWINT Hotline 0848 000 374 (365days / 24 hours) or visitour website. FURTHER INFORMATIONhttp://www.ubs.com/twint

Log in to e-banking or the Mobile Banking app easily andsecurely.The UBS Access app also lets you confirm new paymentrecipients andonline purchases by credit/prepaid card and receivemessages aboutsecurity-related events. 1. Easily log in to DigitalBanking •E-banking: open login page, scan QR code with the Accessapp, enteryour PIN – and you’ll be securely logged in to e-banking.• MobileBanking: launch the Mobile Banking app, select “Access app”as thelogin method and enter your PIN – that’s it. You can use allthefunctions of the Mobile Banking app. 2. Approve onlinepaymentssecurely • When you make online payments by credit /prepaid card,you will receive a Push message and can simply confirmthe payment.• A 3-D Secure password is no longer required. •Maximum securitystandards reduce the risk of fraud. 3. Easilyconfirm new paymentrecipients • Unblock the Access app with a PIN,check recipientsand approve payments • No Access card and cardreader needed 4.Receive security messages • Get information aboutsecurity-relatedevents such as changes to passwords, securitysettings or contactdetails. Here's how secure it is to use the UBSAccess app: • A PINof your choice protects the Access app – even ifyou lose yoursmartphone. • The Access app always checks thesecurity of yoursmartphone before you log in to Digital Banking. •The securitycode for the login is calculated automatically andtransferreddirectly to UBS. The data transmission is protected bymulti-levelsecurity. • The Access app is always up-to-date andoffers optimumprotection. For more security: • The app cannot beused if thesecurity mechanism installed by the device manufacturerhas beenremoved or modified (rooting). Moreinformation:ubs.com/access-app-help-android UBS Switzerland AG andother non-USaffiliates of UBS Group AG have made the UBS Access App(“App”)available to, and this App is only intended for and able tobe usedby, existing customers of UBS Switzerland AG and such othernon-USaffiliates of UBS Group AG. The app is not intended for USpersonsnor persons domiciled in Australia. The fact that the Appcan bedownloaded in the Google Play Store neither constitutesasolicitation, offer or recommendation to enter intoanytransaction, nor is it to be understood as a solicitation orofferto establish a customer relationship between the personwhodownloads the App and UBS Switzerland AG or other non-USaffiliatesof UBS Group AG. You will need: • Your Access Card withcard reader/ Access Key or your Access Card Display for activation• A bankingrelationship with UBS Switzerland AG, UBS Europe SE(Germany,Italy) or UBS AG (Hong Kong, Singapore) and access to UBSDigitalBanking • The latest version of UBS Mobile Banking app •Mobilenumber for security notifications stored in Digital Bankingforactivating the Access app The scope of functions maydifferdepending on the country. We hope you will enjoy using theUBSAccess app. We look forward to receiving your feedbackandevaluation in the Apple App Store. This easy video shows you howtoactivate the UBS Access App: ubs.com/accessapp-registration

UBS Neo’s FX app allows professional and institutional clientswitha UBS Neo account to keep on top of the markets.  Keyfeaturesinclude: Access to live prices for 550 G10 and emergingmarketcurrency pairs and precious metals. Read live marketcommentarythrough Live Desk with fast-paced thought and insightsthroughoutthe day from around the world on market-criticalevents.Trade FX Spot, FX Forwards, NDFs and PM currencypairsdirectly on the mobile application, fast, simple and onthego  Review trade details in the tradeblotter withcustomizable filters Free to download for all UBSNeoclients.  For more information or if you’re interestedinbecoming a client, visit About Neo. Please note: to use thisapp,you must be a professional/institutional client with a UBSNeoaccount. You therefore acknowledge and accept that bydownloadingor using this app, an institutional client relationshipwith UBScould be inferred, or assumed, identified and/or disclosedby or tothird parties. The products, services, information and/ormaterialsdescribed here or contained or otherwise made availablevia thisapp may not be eligible for sale in all jurisdictions or tocertaincategories of investors or be available for residents ofcertainjurisdictions. This app is provided free of charge byUBSInvestment Bank, for use by institutional clients with a UBSNeoaccount. Please be aware that the usual mobile phone chargesmayapply when using this app.

UBS Events App Everything you need at your fingertips. The UBSeventapplication is your gateway to all information about specificUBSevents. Find detailed information about speakers and youreventhosts. Download event documents and add your personal notes,orparticipate in live voting during event sessions. Furthermoreyouare able to connect with your peers and hosts. The app showsyouthe concierge service with local recommendations. Theapplicationis provided free of charge by UBS, but please note thatusing thisapplication requires a valid login.

The UBS MobilePass app enables users to log in to theirdesktopthrough multi-factor biometric authentication. UBSMobilePass is asafe, secure solution for logging in that does notrely onpasswords or hardware to authenticate access.

Store personal files & passwords digitally and securely inSwitzerland

"The My Hub 2 mobile app gives you access to My Hub usingyourmobile device. It mirrors the key functionality of the MyHubdesktop site and keeps you connected when you’re on the move.Youcan use the app to access UBS systems and office locations.Keyfeatures include: • People directory • Tickets • Approvals•Requests • Service status • Feedback • Blog analysis • Viewthestatus of a number of UBS services • Manage passwords"

UBS Research Academy. Tap into our resources and make the most ofyours

UBS Voice Notes enables voice dictation capabilities when you’reonthe move. UBS Voice Notes is there to efficiently composenotes,memos and tasks using only your voice. Leveraging thesamehigh-quality voice dictation capabilities that are availableonyour desktop, Voice Notes is now available on your phone.

UBS Advisor Messaging allows Client Advisor to exchangemessageswith clients.

UBS Wealth Management UK & Jersey: Mobile Banking

The UBS Supervisory Controls Portal

Use all UBS My Day services on the go!

"UBS Wealth navigation" allows you to control yourinvestmentprofile at any time to help you anticipating strategizing

UBS Advisor Messaging allows Client Advisor to exchangeinstantmessages.

UBS Wealth Management UK: Mobile Banking